.bg       {background-image: url(marblebig2.jpg)}
  
               
  .hdr      {font-family: verdana;
             font-size: 11pt;
             font-weight: bold;
             text-align: left;
             color: #000000}
  
  .capsbold {font-family: verdana;
             font-size: 10pt;
             font-weight: bold;
             color: #000000}
 
  .text     {font-family: verdana;
             font-size: 10pt;
             color: #000000} 

   .btmnav  {font-family: verdana;
             font-size: 10pt;
             font-weight: bold;
             text-align: center;
             text-decoration: none;
             color: #000000}

   hr       {color: #000000} 

   A:visited {font-family: verdana;
             font-size: 10pt;
             color: #000000}
  
   A:link    {font-family: verdana;
              font-size: 10pt;
              color: #000000}   

   img       {margin-left: 10px}